Carriers

Premium Products

The American population is growing older and with limited availability of resources for long-term care options, we constantly seek out new trends in the industry to provide our clients with the most diverse portfolio of premium insurance solutions available.

  • Association Groups
  • Executive Carve-outs
  • Individual and Joint
  • Linked Benefit Products
  • Multi-Life: Large and Small Employer Groups

Traditional LTCi

Genworth, formerly GE Capital Assurance, pioneered the development of Long Term Care Insurance more than 30 years ago. Genworth also offers a number of other financial products and services.

Rating: A.M. Best B++

LifeSecure has been providing uncomplicated insurance solutions since 2006, to help people protect themselves from unforeseen health-related risks and expenses, and is the go-to carrier for multi-life LTC solutions.

Mutual of Omaha, providing insurance protection for over 90 years, has been selling Long Term Care Insurance since 1987 and remains one of its core products.

Rating: A.M. Best A+

National Guardian Life, the newest member to the traditional LTC market provides both Traditional and Reverse Combo LTC solutions that specialize in both standard and exotic LTC features.

Rating: A.M. Best A-

For over one hundred years, Transamerica has been providing solutions to a wide array of needs; from insurance and retirement planning to annuities and long term care.

Rating: A.M. Best A+

Asset/ Annuity Based LTCi

Guaranty Income Life Insurance Company (GILICO) offers competitive life insurance, long-term care, and annuity products and services to help families meet their financial needs, including wealth protection and wealth creation, today and in the future.

Rating: A.M. Best B+

Considered the pioneer of Asset Based Long Term Care; Lincoln is still the largest issuer of Life with LTC rider business.

Rating: A.M. Best A+

A mutual company owned by policy holders, Minnesota Life is committed to meeting their policy holders needs today and into the future with flexible Asset Based solutions.

Rating: A.M. Best A+

With a history of strength and stability dating back more than 90 years, Nationwide offers a unique indemnity Asset Based LTC solution.

Rating: A.M. Best A+

OneAmerica has been providing Asset Based solutions for over 30 years and currently offers the most diverse suit of products to accommodate Cash, 1035 exchanges, Non-Qualified Annuities, and Qualified money.

Rating: A.M. Best A+

Critical Illness

Assurity, a mutual organization dating back to 1890 that’s dedicated to protecting the financial security of its policyholders. Critical Illness serves as one of several core lines of business in both the Individual and Worksite space.

AM Best- A-

Mutual of Omaha, providing insurance protection for over 90 years, has been selling Long Term Care Insurance since 1987 and remains one of its core products.

Rating: A.M. Best A+

Alternative Solutions

Genworth, formerly GE Capital Assurance, pioneered the development of Long Term Care Insurance more than 30 years ago. Genworth also offers a number of other financial products and services.

Rating: A.M. Best B++

Specializes in short-term LTC benefits with a limited underwriting approach.

Rating: A.M. Best A-

Life Care Funding was the first to pioneer the concept of converting a life insurance policy into a Long Term Care Benefit.