NGL's Producer Circle Requirements

• Producer's personal production only will be applied toward contest total. Only long-term care production will be credited. Single premium payment options will be credited at 10%.
• Premium amount credited is calculated on production from 01/01/2022 to 12/29/2022 and is net of all first year terminations, lapses, surrenders, not takens and early deaths.
• To receive an award, all qualifying policies must be in good standing.
• Producer must be actively appointed with NGL at time of award and have no debt balance.
• NGL will be the final interpreter of the rules and guidelines of this contest. Award is nonnegotiable.
• Changes or substitutions in travel arrangements are not guaranteed and may require a fee payable by the attendee.
• Award recipient may be contacted by NGL and will receive a 1099 for the full value of the award which may not be substituted or transferred.
• Producer and guest must have a valid passport where required.