Broadtower Insurance



Take advantage of OneAmerica's 2nd quarter pre-built marketing campaign designed to highlight their guaranteed level premium Asset-Care IV product.  The campaign includes customizable pieces you can send out to your distribution showing videos, brochures, flyers, whitepapers, and webinar schedules.  Don't miss the opportunity to get the word out about the fastest growing Asset Based opportunity today. Click here to view the full details of the campaign and its resources.


OneAmerica is committed to maintaining a rational and sustainable approach in managing the Care Solutions product line for the long term. In response to the current and recent interest rate environment, we are increasing the base premium rates for Asset-Care as of July 1st, 2016.


The LTCi industry has changed drastically the past few years. Carriers have continued to launch new product, but now based off more conservative pricing models that account for lower interest rates, higher claims, and close to a zero lapse rate.  Many may view the recent volatility within the traditional LTC market as a cause for concern.  Lifecare Assurance Co.'s Vice President of Investments and Business Developments, Marc Glickman's article, Standalone Long-Term Care: Is Now The Time For Reinsurers To Enter, addresses the question, 'Can we quantify the safety of LTCi new business sold today?' Read the full article from Reinsurance News here: Standalone Long-Term ... Read More


It is important to your clients that the long-term care policy they select today will meet their needs tomorrow. Provide your clients the flexibility they need - to choose how they will receive their policy benefits - with a built-in cash benefit offered in Mutual of Omaha’s LTCi policies.


Effective Wednesday, June 1st: LifeSecure will temporarily suspend sales of its Long Term Care Insurance product in California for the individual LTCi market.


Newport Beach, CA. March 19, 2015 – Broadtower Insurance Solutions Inc. (, a National Marketing Organization (“NMO”) for Long Term Care Insurance and planning is proud to welcome Matthew Anderson, CLTC, to the leadership team as a Vice President.   Broadtower is the nation’s leading independent marketer of traditional and asset based long term care products to successful financial and insurance professionals. Mr. Anderson brings with him numerous years of experience, extensive industry knowledge and a true passion for Long Term Care – his efforts deliver exceptional results for Broadtower’s distribution partners. Matt’s career in financial services began in 2004, specializing in Long ... Read More
March 19, 2015Broadtower Insurance


March 20-22, 2015 Broadmoor Hotel and Resort in Colorado Springs Meet and learn from top decision makers and thought leaders from Genworth, John Hancock, LifeSecure and Transamerica; Discover why the best days of long-term care planning are ahead of us. Attend and participate in a lively, entertaining and informative panel discussion on traditional and linked long-term care insurance underwriting featuring senior underwriting professionals from LifePlans, Mutual of Omaha, Genworth and John Hancock; Learn how to improve your agency’s placement rates and profitability. Find out how the latest agent training tools in the industry can motivate your producers and lead to long-term care insurance sales success. In ... Read More



HIPAA And Compliance

As you are well aware, compliance and HIPAA are high profile concerns of successful BGAs and their down lines.  We have put together a couple of related items for your consideration - take the time to review the content, and please forward to others in your agency who may benefit from the information... Education: We found a good course that covers HIPAA thoroughly.  Here's a blurb you can use as a template - modify it as you see fit to let your down line know the course is available and recommended: HIPAA Training – Privacy And Security For Business Associates / ... Read More
February 6, 2015Broadtower Insurance



What Can We Do?

In dealing with the day-to-day trials and tribulations of the insurance business, agents and advisers spend a great deal of time putting out the “fire” of the day. Over time, our primary job of helping customers identify and mitigate risk can blur as we go from one hotspot to another without asking the most important question, “What can we do for you that will help you sleep better at night?” After all, isn’t peace of mind the greatest service we provide? In my small corner of the insurance world, we wring our hands about higher premiums, tougher underwriting, and worries about ... Read More
January 7, 2015Broadtower Insurance
Broadtower Insurance Expert


The expanding universe of alternatives for leveraging chronic illness (long term care) risk is creating considerable confusion, marketing hyperbole, and attempts at stress avoidance in a quest for easy answers. In order to achieve clarity, two important historical notes need to be made.
December 4, 2014Broadtower Insurance