Broadtower Insurance

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09

Apr2019

Average

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Truthfully this basic mathematical concept has gotten us into more trouble than we have ever acknowledged. On which side of justice do you wish to fall?
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09

Apr2019
Long-term care upgraded its marketing materials with a fresh, new look.
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09

Apr2019
VOLUME 13 * ISSUE 7 * APRIL 2019
BT_3.12.19

11

Mar2019
Effective as of Monday, March 11, 2019, Genworth has temporarily suspended sales of individual long term care insurance and the Income Assurance annuity through the BGA channel in all states. They will continue to sell these products through other channels. Effective as of Monday, March 11, 2019, the Genworth companies will no longer accept new applications from the BGA channel for our individual long term care insurance or annuity products, including: Privileged Choice® FlexPrivileged Choice® Flex 2Privileged Choice® Flex 3Privileged Choice® Flex 3 - ElementIncome Assurance Immediate Need Annuity This change does not affect the following: Renewal commissions for in-force businessPending business or ... Read More
March 11, 2019Broadtower Insurance
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05

Mar2019
A note from the desk of Steve Pike, National Sales Director, with Mutual of Omaha. Effective March 1, 2019 the maximum issue age for Long-Term Care products in the state of New York is age 75. Any application receive on or after March 1, 2019, with the client over the age of 75, will be ineligible for coverage. Mutual of Omaha's Long-Term Care portfolio is very competitive with product pricing, built-in benefits and optional features, enabling you to easily tailor a plan which protects your client's financial future. Please reach out to your sales team should you have any questions or to learn more about our Long-Term Care product portfolio. Steve Pike, ... Read More
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05

Mar2019

Dangling Participles

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"Suggesting that Americans are unprepared for inevitable future emotional and financial turmoil falls into the cosmic understatement category. Only one in five have a will or any last directives. Just a little over half own any form of life insurance. We are lousy at saving, having an average of only $15,000 put aside. Yet we somehow continue to have faith that a leprechaun will appear at the end of life’s journey and provide financial sustenance for our marital partners, largesse and remembrance for our grandchildren, private rooms at five-star hospitals and beautiful Swedish nurses for our superior one-on-one care at ... Read More
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26

Feb2019

Hello From Your SecureCare Team!

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A note from the desk of James Romero, CLTC, Regional Sales Director - Linked Benefits with Securian. I wanted to reach out and introduce myself as your dedicated external sales contact at Securian Financial representing the SecureCare Hybrid LTC plan. Partnering with me for internal sales support will be Lisa Speelman. Lisa and I are excited to be working with you and look forward to assisting you with your SecureCare sales. We are in the process of reaching out to all of our assigned accounts but in the meantime we are going to be hosting a series of webinars to help get the word out. Please see the below webinar ... Read More
February 26, 2019Broadtower Insurance
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05

Feb2019

The Last Word On LTCI

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"Like Willy Wonka’s chocolate factory, we now live in a world of “combo” confections coming in all combinations of flavors, sizes and colors. Confusion, misunderstandings and frankly a potential abundance of experience disappointments, stand before us like a solid and forbidding rock candy mountain. Some light has been recently shed on the mysteries and old wive’s tales frequently attributed to the two birds with one stone,  have your cake and eat it too aficionados. LIMRA, with the hard work of an SOA LTC Section Council member, has recently released a new combo life study helping clear the fog. The study is ... Read More
February 5, 2019Broadtower Insurance
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29

Jan2019
From the desk of Brent DeGroot, Brokerage Health Sales Director for Mutual of Omaha. Good Day, Thank you for your business in 2018; and for making it another successful year here at Mutual of Omaha! 2019 has already started and we want to collaborate to make it an even better year for your office. A couple positives to begin to begin the year: We maintain our position as the leader in traditional LTCi industry.The LTC13 (current) product block continues to perform as expected, and we again expect no changes in 2019. We want to earn your promotion and business. I have included our Sales Idea Brochure; ... Read More
January 29, 2019Broadtower Insurance
BT_EssentialLTC_Updates

22

Jan2019
NGL's LTCi program for the worksite will continue to focus on small to mid-sized businesses, offering low minimum participation requirements of 2 to 5 issued employees, varying by state. Employer and Association Groups will no longer be available in Maine. View the detailed announcement for additional information. Detailed Announcement Product Features & Sales Ideas Learn more about EssentialLTC's most popular product features and corresponding sales ideas. View PDF 2019 Tax Summary Use this flyer to see the tax advantages of LTCi for individuals and businesses. View PDF LTCi For Almost Any Business Learn more about EssentialLTC’s program for the worksite. View PDF Worksite Process & Resources Learn more about what ... Read More
January 22, 2019Broadtower Insurance