Carriers

Premium Products

The American population is growing older and with limited availability of resources for long-term care options, we constantly seek out new trends in the industry to provide our clients with the most diverse portfolio of premium insurance solutions available.

  • Association Groups
  • Executive Carve-outs
  • Individual and Joint
  • Linked Benefit Products
  • Multi-Life: Large and Small Employer Groups

Traditional LTCi

Genworth, formerly GE Capital Assurance, pioneered the development of Long Term Care Insurance more than 30 years ago. Genworth also offers a number of other financial products and services.

Rating: A.M. Best B++

LifeSecure has been providing uncomplicated insurance solutions since 2006, to help people protect themselves from unforeseen health-related risks and expenses, and is the go-to carrier for multi-life LTC solutions.

Mutual of Omaha, providing insurance protection for over 90 years, has been selling Long Term Care Insurance since 1987 and remains one of its core products.

Rating: A.M. Best A+

National Guardian Life, the newest member to the traditional LTC market provides both Traditional and Reverse Combo LTC solutions that specialize in both standard and exotic LTC features.

Rating: A.M. Best A-

For over one hundred years, Transamerica has been providing solutions to a wide array of needs; from insurance and retirement planning to annuities and long term care.

Rating: A.M. Best A+

Asset/ Annuity Based LTCi

Guaranty Income Life Insurance Company (GILICO) offers competitive life insurance, long-term care, and annuity products and services to help families meet their financial needs, including wealth protection and wealth creation, today and in the future.

Rating: A.M. Best B+

Considered the pioneer of Asset Based Long Term Care; Lincoln is still the largest issuer of Life with LTC rider business.

Rating: A.M. Best A+

A mutual company owned by policy holders, Minnesota Life is committed to meeting their policy holders needs today and into the future with flexible Asset Based solutions.

Rating: A.M. Best A+

With a history of strength and stability dating back more than 90 years, Nationwide offers a unique indemnity Asset Based LTC solution.

Rating: A.M. Best A+

OneAmerica has been providing Asset Based solutions for over 30 years and currently offers the most diverse suit of products to accommodate Cash, 1035 exchanges, Non-Qualified Annuities, and Qualified money.

Rating: A.M. Best A+

Alternative Solutions

Genworth, formerly GE Capital Assurance, pioneered the development of Long Term Care Insurance more than 30 years ago. Genworth also offers a number of other financial products and services.

Rating: A.M. Best B++

Specializes in short-term LTC benefits with a limited underwriting approach.

Rating: A.M. Best A-

Life Care Funding was the first to pioneer the concept of converting a life insurance policy into a Long Term Care Benefit.