A Controlled Executive Bonus Plan, also known as a Restrictive Executive Bonus, or Section 162 plan, is an agreement between an employer and its key employee(s) to provide a death benefit, supplemental income, and now includes long-term care benefits. The employee applies for and owns the life insurance policy, with the ...
Exaggerated, superfluous hyperbole is not sufficient to quantify this opportunity! Broadtower Insurance Solutions, America’s largest LTCI IMO, has been granted the privilege of introducing America’s first "Underwritten” SPIA designed exclusively for leveraging exposure to America’s largest unprotected risk – the need for Long Term Care. For too long, we have told far too many ...
Mutual of Omaha's 2016 Cost of Care book is now available. Ensure your agents have a copy for updated costs for home health care, assisted living and nursing home care by state. Download the PDF
We appreciate your interest in the new NGL EssentialLTC product roll-out scheduled for July 18 2016. Our goal is to make this one of the easiest and most profitable product introductions in long-term care insurance history. We expect to receive BGA contracting paperwork from NGL very soon and we ...
Research shows that most clients value three distinct priorities in creating a plan to address long-term care costs: Flexibility Protecting and growing their portfolio Minimizing the impact of care on their family Identifying your clients’ top priority and primary concern will help you implement the right strategy and solution to plan for their long-term ...
Take advantage of OneAmerica's 2nd quarter pre-built marketing campaign designed to highlight their guaranteed level premium Asset-Care IV product. The campaign includes customizable pieces you can send out to your distribution showing videos, brochures, flyers, whitepapers, and webinar schedules. Don't miss the opportunity to get the word out ...
OneAmerica is committed to maintaining a rational and sustainable approach in managing the Care Solutions product line for the long term. In response to the current and recent interest rate environment, we are increasing the base premium rates for Asset-Care as of July 1st, 2016.
It is important to your clients that the long-term care policy they select today will meet their needs tomorrow. Provide your clients the flexibility they need - to choose how they will receive their policy benefits - with a built-in cash benefit offered in Mutual of Omaha’s LTCi policies.
While 9 out of 10 advisors don't feel comfortable discussing the realities of LTCi with their clients, those advisors who do, position themselves to capitalize on their peers' deficiencies. The LTC planning process begins with a conversation, a conversation that you initiate with your clients. The sooner the conversation takes ...
Far be it for me to predict the outcome of Genworth’s strategy to remake itself as a mono-line long-term care insurance company. It does bring to mind how UNUM gobbled up many competitors in the 1990s, only to suffer major indigestion. At the time, many predicted the end of ...
In our ongoing efforts to help agents and advisers raise consumer awareness in long-term care planning Broadtower Insurance Solutions and Genworth Financial are pleased to provide Producer Assist to its valued distribution partners on a national basis. This cutting-edge program is designed to assist insurance advisors and their clients in ...